COI Tracker Engine

Verify every certificate of insurance. Automatically.

Upload certificates of insurance and AI validates coverage limits, expiry dates, additional insured requirements, and flags gaps against your contract requirements — catching expired policies before they become claims.

Verify COIs Now → See Pricing

app.trueleveler.com — COI Tracker · Insurance Verification · 42 Certificates Scanned

COIs verified

Expired policies

Missing add'l insured

Below minimum coverage

Subcontractor	Policy Type	Expiry Date	Status
Apex Mechanical Inc.	General Liability	2026-08-15	VALID
Summit Electrical LLC	Workers' Comp	2026-02-28	EXPIRED
Pacific Drywall Corp.	Auto Liability	2026-11-30	NO ADD'L INSURED
Ironworks Structural Co.	Umbrella / Excess	2026-09-01	BELOW MINIMUM

The Problem

COIs pile up in a folder, get filed without verification, and nobody notices until a policy expires mid-project.

Certificates of insurance arrive as PDFs, get glanced at, and get filed. Nobody cross-checks coverage limits against contract requirements. Nobody tracks expiry dates across dozens of subcontractors. Policies lapse mid-project, additional insured endorsements are missing, and limits fall below what the contract requires. When an incident happens, that's when you find out you have an uninsured sub on your jobsite. Trueleveler parses every COI, validates every field against your contract requirements, and flags gaps before they become claims.

34%

of subcontractor COIs on active projects have at least one coverage gap — expired policies, missing additional insureds, or limits below contract requirements

What You Get

Four capabilities, complete coverage.

Coverage Limit Validation

Automatically compares general liability, auto, workers' comp, and umbrella limits against your contract-specified minimums and flags any shortfalls.

Expiry Date Monitoring

Tracks policy expiration dates across every subcontractor and alerts you before policies lapse — so you never have an uninsured sub on site.

Additional Insured Check

Verifies that your company is listed as additional insured on each policy, with the correct endorsement forms and project-specific language required by your contract.

Gap Analysis Report

Generates a comprehensive report of all coverage gaps, missing documents, and non-compliant policies with recommended actions and renewal tracking.

How It Works

COIs to compliance report in under a minute.

Upload COI documents

Upload certificates of insurance — PDF, scanned images, or ACORD forms. Upload one at a time or batch-upload an entire project's worth of COIs.

AI parses and validates against requirements

Trueleveler extracts every field from each COI, cross-checks coverage limits, expiry dates, and additional insured status against your contract requirements.

Review gap report and track renewals

Get a clear gap report showing every non-compliant COI, what's missing, and when renewals are due. Export to CSV, PDF, or share with your insurance coordinator.

Use Cases

Built for how insurance compliance actually gets managed.

GC compliance tracking

Sub prequalification

Owner's rep insurance audit

Design-build team verification

Project closeout insurance check

Self-performed work coverage

Joint venture insurance coordination

Wrap-up / OCIP / CCIP tracking

Pricing

Start free. Upgrade when you're ready.

COI Tracker is included in every paid plan — along with all 19 AI engines across 5 phases, the Procurement Tracker, and Vendor Database.

Free

^$0/mo

Procurement Tracker only. 1 user. No credit card.

Pro POPULAR

^$199/mo

All 19 AI engines. 100 runs/mo. Up to 3 users.

Business

^$499/mo

300 runs/mo. 10 users. API access. Custom templates.

See full pricing including Enterprise →

Verify every COI on your project in minutes.

Upload certificates of insurance, get a complete compliance report with every gap flagged.
No credit card, no templates.