Expiry dates nobody tracks
A sub's workers' comp lapsed mid-project. Nobody caught it because nobody was cross-checking 42 different certificates against a project-wide calendar. When the injury happens, that's when you find out.
ENGINE · COI TRACKER
Verify every COI. Automatically.
Upload certificates of insurance. Trueleveler validates coverage limits, expiry dates, and additional insured status against your contract requirements — and flags gaps before they become claims.
60s
Avg Verify Time
34%
COIs With Gaps
6
Outputs Per COI
$0
To Try · No Card
§ 01
THE PROBLEM · WHEN COIs GET GLANCED AT AND FILED
A lapsed policy is a claim away.
Limits below contract minimum
Your contract requires $2M aggregate. The COI shows $1M. Nobody caught it because the form is crowded, the math is fast, and the file got marked received. The gap only surfaces when a claim tests it.
Additional insured missing or wrong
A COI lists a general "additional insured" endorsement with no project name and no upstream-party language. In a claim, that endorsement isn't worth much. By the time legal reads the cert, the event has already happened.
No project-wide visibility
Certs live in a shared folder, a binder, or an email archive. There's no single dashboard showing which subs are covered, which are lapsed, and which are below minimum — until the lawyer asks.
§ 02
WHAT YOU GET · SIX OUTPUTS, EVERY VERIFICATION
Six outputs. Every verification.
Limits
Coverage limit validation
General liability, auto, workers' comp, and umbrella limits compared against your contract-specified minimums. Shortfalls flagged by trade and subcontractor.
Expiry
Expiry date monitoring
Every policy's expiration surfaced on a project-wide calendar. Renewal alerts fire with configurable lead time so you never operate with a lapsed policy on site.
Additional Insured
AI endorsement check
Verifies your company is listed as additional insured with the correct endorsement form and project-specific language required by your contract.
Waiver
Waiver of subrogation check
Confirms waiver of subrogation is in place where your subcontract or prime contract requires it, with the exact policy language visible in the audit trail.
Gap Report
Project-wide gap analysis
A single report of every non-compliant COI across the project — what's missing, what's expired, and what's below minimum — with recommended actions.
Export
Audit-ready export
CSV or PDF export for your insurance coordinator, risk manager, or owner audit — with the full methodology and field-by-field findings visible.
§ 03
HOW IT WORKS · COIs TO COMPLIANCE IN UNDER A MINUTE
COIs to compliance in under a minute.
01
Upload certificates
PDF, scanned images, or ACORD forms. Single upload or batch-upload an entire project's worth of COIs at once.
02
AI parses every field
Trueleveler extracts limits, aggregate, expiry, endorsements, waiver language, and additional insured wording from every cert.
03
Validate against contract
Every extracted field compared against your project-specific insurance requirements. Gaps flagged with recommended actions.
04
Track renewals
Dashboard surfaces upcoming expirations by trade and sub, with configurable lead times and CSV/PDF export for audits.
§ 04
THE IMPACT · WHAT A DISCIPLINED COI PROGRAM PREVENTS
Claims avoided. Exposure closed.
34% of COIs
Average share of subcontractor COIs on active projects carrying at least one coverage gap — expired policies, missing additional insureds, or limits below contract minimums.
Zero-surprise audits
Your risk manager, insurance coordinator, and owner see the same compliance dashboard in real time. No more 3-day cert hunts before an OCIP or wrap-up audit.
Before-the-claim
Every gap flagged while it's still fixable — not after the incident when the endorsement language suddenly matters and the policy turns out to have lapsed.
§ 05
USE CASES · BUILT FOR HOW INSURANCE COMPLIANCE WORKS
Every sub. Every policy.
§ 06
FAQ · QUESTIONS RISK TEAMS ASK
Questions risk teams ask us.
What insurance policy types does Trueleveler validate?
The AI reads general liability, auto liability, workers' compensation, umbrella / excess, professional liability, pollution liability, and builder's risk policies. Each field — limits, aggregate, expiry, additional insured, waiver of subrogation — is compared against your contract requirements.
How does the tool handle ACORD forms and custom certificates?
Trueleveler reads ACORD 25 / 27 / 28 and custom insurer certificates without a template. Upload a PDF or a scanned image; the AI extracts every field whether the certificate is machine-generated, printed, or handwritten.
Can I set project-specific coverage requirements?
Yes. Upload your prime contract, subcontract, or insurance schedule and Trueleveler infers the required limits, additional insured wording, and policy types per trade package. Every COI is then validated against those project-specific requirements automatically.
Does COI Tracker alert me before a policy expires?
Yes. The dashboard surfaces upcoming expirations by trade and subcontractor, with configurable lead times for renewal reminders. Expired policies are flagged at the top of the register with the exact lapse date and affected project.
Is my data secure?
Documents are processed in memory and never stored on our servers. Your data is never used to train AI models. Trueleveler is GDPR and CCPA compliant with SOC 2 practices in place. See our Security page for details.
§ 07
ALSO TRY · THE FULL COMPLIANCE STACK
The full compliance stack.
START FREE · NO CREDIT CARD
Verify every COI on the project — free.
Upload your certificates, get a full gap analysis in under 60 seconds. No credit card, no templates, no lock-in.